:root{--ink:#071017;--ink2:#0c1821;--gold:#d4a72c;--gold2:#f3c34d;--paper:#fff;--soft:#f7f6f3;--soft2:#efefec;--line:#e6e2d9;--muted:#69727a;--shadow:0 16px 45px rgba(7,16,23,.10);--radius:18px;--container:1290px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;font-size:16px}.container{width:min(var(--container),calc(100% - 48px));margin:0 auto}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}.topbar{position:sticky;top:0;z-index:80;background:#061018;border-bottom:1px solid rgba(255,255,255,.08);box-shadow:0 8px 30px rgba(0,0,0,.16)}.nav-shell{height:78px;display:flex;align-items:center;gap:44px}.official-logo{display:flex;align-items:center;width:200px;flex:0 0 200px}.official-logo img{width:100%;height:56px;object-fit:contain;object-position:left center}.main-nav{display:flex;align-items:center;gap:34px;margin-left:18px;font-weight:750;font-size:13px;color:#fff}.main-nav a{opacity:.88;transition:.2s}.main-nav a:hover{opacity:1;color:var(--gold2)}.nav-cta{margin-left:auto;display:flex;align-items:center;gap:12px}.advisor-mini{height:46px;border:1px solid rgba(255,255,255,.25);border-radius:25px;padding:0 15px;display:flex;align-items:center;gap:9px;color:#fff}.advisor-mini svg{width:18px;height:18px}.advisor-mini span{display:grid}.advisor-mini b{font-size:10px}.advisor-mini small{font-size:8px;opacity:.65}.button{border:0;border-radius:11px;min-height:46px;padding:0 20px;display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:850;font-size:13px;transition:.2s}.button svg{width:18px;height:18px}.button-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#071017;box-shadow:0 8px 20px rgba(212,167,44,.22)}.button-gold:hover{transform:translateY(-1px);box-shadow:0 13px 28px rgba(212,167,44,.3)}.button-ghost{background:rgba(5,14,21,.38);color:#fff;border:1px solid rgba(255,255,255,.48);backdrop-filter:blur(8px)}.button-ghost:hover{background:rgba(255,255,255,.08)}.button-outline-dark{background:#fff;border:1px solid #9aa0a5;color:var(--ink)}.button-dark{background:var(--ink);color:#fff}.button-xl{min-height:56px;padding:0 23px;font-size:14px}.button .arrow{margin-left:2px}.hamburger{display:none;background:transparent;border:0;color:#fff;font-size:24px}.mobile-menu{display:none}.hero{position:relative;min-height:530px;overflow:hidden;background:var(--ink)}.hero-bg{position:absolute;inset:0;background:url('graphics-v5/hero-main.webp') center 44%/cover no-repeat;filter:saturate(1.08) contrast(1.05)}.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,#061018 0%,rgba(6,16,24,.99) 26%,rgba(6,16,24,.90) 39%,rgba(6,16,24,.55) 56%,rgba(6,16,24,.16) 72%,rgba(6,16,24,.03) 100%)}.hero-inner{position:relative;z-index:2;min-height:530px;display:flex;align-items:center;padding:42px 0}.hero-copy{width:59%;max-width:720px}.eyebrow,.section-label{font-size:10px;letter-spacing:.23em;font-weight:900}.eyebrow{color:#fff}.hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:750;font-size:75px;line-height:.90;letter-spacing:-.045em;margin:14px 0 20px;color:#fff;text-shadow:0 3px 15px rgba(0,0,0,.22)}.hero h1 span{color:var(--gold2)}.hero-copy>p{color:#fff;font-size:16px;line-height:1.55;margin:0 0 24px;max-width:610px}.hero-actions{display:flex;gap:13px;flex-wrap:wrap}.hero-proof{display:flex;gap:32px;margin-top:28px;color:#fff}.hero-proof>div{display:flex;align-items:center;gap:10px;min-width:145px}.proof-icon{color:var(--gold2);width:29px;height:29px;display:grid;place-items:center}.proof-icon svg{width:27px;height:27px}.hero-proof span:last-child{display:grid}.hero-proof b{font-size:10px}.hero-proof small{font-size:8px;color:rgba(255,255,255,.62);margin-top:2px}.coverage-badge{position:absolute;right:18px;bottom:28px;background:rgba(5,14,21,.88);border:1px solid rgba(219,177,65,.55);border-radius:14px;color:#fff;padding:13px 18px;display:flex;gap:12px;align-items:center;backdrop-filter:blur(10px);box-shadow:0 15px 30px rgba(0,0,0,.18)}.coverage-badge svg{width:25px;height:25px;color:var(--gold2)}.coverage-badge span{display:grid}.coverage-badge small{font-size:9px;color:#bfc5ca}.coverage-badge b{font-size:12px;margin-top:2px}.insurance-section{padding:60px 0 68px;background:#fff}.section-head{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:26px}.section-label{display:block;color:#9a761b;margin-bottom:8px}.section-label.gold{color:var(--gold2)}.section-head h2,.choice-copy h2,.calc-intro h2,.partners-copy h2,.closing h2{font-family:Georgia,"Times New Roman",serif;letter-spacing:-.035em}.section-head h2{font-size:39px;margin:0;line-height:1.02}.text-link{color:#9b6c00;font-size:11px;font-weight:850;display:flex;align-items:center;gap:8px}.text-link svg{width:17px;height:17px}.insurance-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:15px}.insurance-card{position:relative;border:1px solid var(--line);border-radius:15px;overflow:hidden;background:#fff;box-shadow:0 11px 30px rgba(7,16,23,.06);transition:.22s}.insurance-card:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(7,16,23,.11)}.card-photo{height:145px;overflow:hidden}.card-photo img{width:100%;height:100%;object-fit:cover;display:block;transition:.3s}.insurance-card:hover .card-photo img{transform:scale(1.025)}.card-icon{position:absolute;top:124px;left:15px;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#fff;border:1px solid #ded9cf;box-shadow:0 8px 18px rgba(7,16,23,.1);color:#111}.card-icon svg{width:21px;height:21px}.card-content{padding:28px 14px 17px;min-height:145px;display:flex;flex-direction:column}.card-content h3{font-size:14px;margin:0 0 6px}.card-content p{font-size:10.5px;line-height:1.45;color:var(--muted);margin:0 0 15px;min-height:31px}.card-content a,.card-content button{margin-top:auto;background:transparent;border:0;padding:0;text-align:left;font-weight:850;font-size:10.5px;color:#ae7900}.choice-section{padding:62px 0 36px;background:linear-gradient(180deg,#fbfaf7,#f5f3ee)}.choice-grid{display:grid;grid-template-columns:1.52fr .72fr;gap:42px;align-items:start}.choice-copy h2{font-size:47px;line-height:.96;margin:0 0 12px}.choice-copy .lead{color:var(--muted);font-size:13px;margin:0 0 24px}.choice-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px}.choice-card{min-height:265px;border-radius:18px;padding:28px;display:flex;flex-direction:column}.choice-card.dark{background:linear-gradient(145deg,#071017,#11242f);color:#fff;box-shadow:0 20px 42px rgba(7,16,23,.16)}.choice-card.light{background:#fff;border:1px solid #ded9cf;box-shadow:0 15px 36px rgba(7,16,23,.06)}.choice-icon{width:48px;height:48px;border-radius:13px;display:grid;place-items:center;background:rgba(212,167,44,.12);color:var(--gold2);margin-bottom:17px}.choice-card.light .choice-icon{background:#f7f1df;color:#8a650b}.choice-icon svg{width:27px;height:27px}.choice-card h3{font-size:18px;margin:0 0 10px}.choice-card p{font-size:12px;line-height:1.58;margin:0 0 22px;color:rgba(255,255,255,.74)}.choice-card.light p{color:var(--muted)}.choice-card .button{margin-top:auto;align-self:flex-start}.contact-card{background:#fff;border:1px solid #ded9cf;border-radius:20px;box-shadow:0 20px 50px rgba(7,16,23,.10);overflow:hidden}.contact-card-head{padding:25px 27px 18px;border-bottom:1px solid #ece8df}.contact-card-head>span{font-size:9px;letter-spacing:.16em;color:#a07616;font-weight:900}.contact-card h3{font-family:Georgia,"Times New Roman",serif;font-size:25px;margin:6px 0 7px}.contact-card-head p{font-size:10.5px;line-height:1.45;color:var(--muted);margin:0}.contact-card form{padding:20px 27px 24px;display:grid;gap:12px}.contact-card label{font-size:9px;font-weight:800;color:#42494e;display:grid;gap:5px}.contact-card input,.contact-card select{width:100%;height:43px;border:1px solid #d7d7d4;border-radius:9px;padding:0 12px;color:var(--ink);background:#fff}.consent{display:flex!important;grid-template-columns:16px 1fr!important;align-items:start;gap:8px!important;font-weight:500!important;line-height:1.4}.consent input{width:15px!important;height:15px!important;margin:1px 0 0}.full{width:100%}.secure-note{display:flex;align-items:center;gap:8px;color:#777f86;font-size:9px}.secure-note svg{width:15px;height:15px}.form-status{font-size:10px;color:#7a5a0b;line-height:1.4}.trust-strip{margin-top:38px;border-top:1px solid #e4dfd4;padding-top:26px;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.trust-strip>div{display:flex;align-items:center;gap:11px}.trust-strip svg{width:30px;height:30px;color:#b27d04}.trust-strip span{display:grid}.trust-strip b{font-size:11px}.trust-strip small{font-size:9px;color:var(--muted);margin-top:2px}.calculators{background:var(--ink);color:#fff;padding:42px 0}.calc-shell{display:grid;grid-template-columns:285px 1fr;gap:42px;align-items:center}.calc-intro h2{font-size:36px;line-height:1.0;margin:0 0 10px}.calc-intro p{font-size:10.5px;line-height:1.55;color:#aeb6bc;margin:0}.calc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.calc-grid button{height:88px;border:1px solid rgba(255,255,255,.14);border-radius:13px;background:#101c24;color:#fff;display:flex;align-items:center;gap:11px;padding:0 16px;text-align:left;font-weight:800;font-size:10.5px;transition:.2s}.calc-grid button:hover{border-color:rgba(243,195,77,.65);background:#142731;transform:translateY(-2px)}.calc-grid svg{width:26px;height:26px;color:var(--gold2);flex:0 0 auto}.partners-section{padding:52px 0;background:#fff}.partners-grid{display:grid;grid-template-columns:360px 1fr;gap:55px;align-items:center}.partners-copy h2{font-size:36px;line-height:1.03;margin:0 0 12px}.partners-copy p{font-size:11.5px;line-height:1.65;color:var(--muted);margin:0}.wordmarks{display:grid;grid-template-columns:repeat(5,1fr);gap:25px 30px;align-items:center;text-align:center;color:#273039}.wordmarks span{font-weight:900;font-size:18px;letter-spacing:-.03em}.wordmarks span:nth-child(1){color:#006eb7}.wordmarks span:nth-child(2){color:#194a7c}.wordmarks span:nth-child(4){color:#b51f2e}.wordmarks span:nth-child(5){color:#135d8d}.wordmarks small{font-size:10px;color:#7b8389}.reviews-section{padding:30px 0 50px;background:#fff}.muted-note{font-size:10px;color:#8b9196}.reviews-placeholder{border:1px dashed #d6d0c4;border-radius:16px;background:#faf9f6;padding:30px;text-align:center}.stars{color:#d09d23;letter-spacing:.15em;font-size:15px}.reviews-placeholder h3{font-family:Georgia,"Times New Roman",serif;font-size:21px;margin:8px 0 6px}.reviews-placeholder p{font-size:11px;color:var(--muted);margin:0}.articles-section{padding:46px 0 65px;background:#f7f6f3}.articles-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.articles-grid article{background:#fff;border:1px solid #e2ded6;border-radius:15px;overflow:hidden;box-shadow:0 12px 30px rgba(7,16,23,.05)}.articles-grid img{width:100%;height:190px;object-fit:cover;display:block}.articles-grid article>div{padding:17px 18px 20px}.articles-grid span{font-size:8px;font-weight:900;letter-spacing:.14em;color:#a37409}.articles-grid h3{font-size:16px;line-height:1.35;margin:7px 0 14px}.articles-grid a{font-size:10px;font-weight:850;color:#a37409}.closing{position:relative;min-height:320px;color:#fff;overflow:hidden}.closing-bg{position:absolute;inset:0;background:url('graphics-v5/closing-main.webp') center 58%/cover no-repeat;filter:saturate(1.05) contrast(1.05)}.closing-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,13,19,.98),rgba(5,13,19,.84) 46%,rgba(5,13,19,.12) 84%)}.closing-inner{position:relative;z-index:2;min-height:320px;display:flex;justify-content:space-between;align-items:center;gap:30px}.closing h2{font-size:43px;line-height:1.02;margin:6px 0 12px}.closing p{max-width:620px;color:#d4d9dc;font-size:12.5px;line-height:1.6}.closing-actions{display:flex;gap:11px;flex-wrap:wrap}footer{background:#fff}.footer-main{min-height:115px;display:grid;grid-template-columns:240px 1fr auto;align-items:center;gap:38px}.footer-logo{width:210px;height:65px;object-fit:contain;object-position:left center}.footer-main nav{display:flex;gap:25px;font-size:10px;font-weight:800}.footer-online{display:flex;align-items:center;gap:10px;font-size:9px;color:#747b80}.footer-online svg{width:25px;height:25px;color:#a8780a}.footer-online span{display:grid}.footer-online b{color:#2b3338}.footer-bottom{border-top:1px solid #ede9e1;min-height:55px;display:flex;justify-content:space-between;align-items:center;font-size:8.5px;color:#8b9195}.mobile-bottom{display:none}.modal{display:none;position:fixed;inset:0;z-index:200}.modal.open{display:block}.modal-backdrop{position:absolute;inset:0;background:rgba(0,0,0,.65);backdrop-filter:blur(4px)}.modal-card{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:min(680px,calc(100% - 30px));background:#fff;border-radius:20px;padding:32px;box-shadow:0 30px 100px rgba(0,0,0,.35)}.modal-close{position:absolute;right:15px;top:10px;border:0;background:transparent;font-size:30px;color:#222}.modal-card h2{font-family:Georgia,"Times New Roman",serif;font-size:32px;margin:6px 0 8px}.modal-card>p{font-size:11px;color:var(--muted);line-height:1.5}.modal-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px;margin-top:18px}.modal-grid button{border:1px solid #ddd9d0;background:#faf8f4;border-radius:10px;padding:13px 15px;text-align:left;font-weight:800;font-size:11px}.modal-open{overflow:hidden}
@media(max-width:1100px){.main-nav{display:none}.advisor-mini{display:none}.hamburger{display:block}.insurance-grid{grid-template-columns:repeat(3,1fr)}.choice-grid{grid-template-columns:1fr}.contact-card{max-width:720px}.calc-shell,.partners-grid{grid-template-columns:1fr}.calc-grid{grid-template-columns:repeat(4,1fr)}.wordmarks{grid-template-columns:repeat(5,1fr)}}
@media(max-width:720px){body{padding-bottom:64px}.container{width:min(100% - 28px,var(--container))}.nav-shell{height:65px}.official-logo{width:150px;flex-basis:150px}.official-logo img{height:44px}.nav-cta>.button-gold{display:none}.mobile-menu.open{display:grid;background:#061018;padding:10px 18px 18px;border-top:1px solid rgba(255,255,255,.08)}.mobile-menu a{color:#fff;padding:9px 0;font-size:12px}.hero{min-height:650px}.hero-bg{background-position:68% top}.hero-overlay{background:linear-gradient(180deg,rgba(6,16,24,.18),rgba(6,16,24,.5) 42%,rgba(6,16,24,.96) 68%,#061018 100%)}.hero-inner{min-height:650px;align-items:flex-end;padding-bottom:28px}.hero-copy{width:100%}.eyebrow{font-size:8px}.hero h1{font-size:50px}.hero-copy>p{font-size:13.5px}.hero-actions{display:grid}.hero-actions .button{width:100%}.hero-proof{gap:10px;justify-content:space-between}.hero-proof>div{min-width:0;gap:5px}.proof-icon{width:23px}.proof-icon svg{width:20px;height:20px}.hero-proof b{font-size:8px}.hero-proof small{display:none}.coverage-badge{top:84px;bottom:auto;right:14px;padding:9px 12px}.coverage-badge b{font-size:9px}.insurance-section{padding:38px 0 45px}.section-head{align-items:start}.section-head h2{font-size:30px}.section-head .text-link{display:none}.insurance-grid{grid-template-columns:repeat(2,1fr);gap:10px}.card-photo{height:110px}.card-icon{top:91px;width:38px;height:38px}.card-content{padding:27px 11px 14px;min-height:140px}.card-content h3{font-size:12px}.choice-section{padding:42px 0 28px}.choice-copy h2{font-size:38px}.choice-cards{grid-template-columns:1fr}.choice-card{min-height:235px}.contact-card{margin-top:16px}.trust-strip{grid-template-columns:1fr 1fr;gap:18px 10px}.trust-strip svg{width:24px;height:24px}.calc-grid{grid-template-columns:repeat(2,1fr)}.partners-grid{gap:24px}.partners-copy h2{font-size:30px}.wordmarks{grid-template-columns:repeat(3,1fr);gap:20px}.articles-grid{grid-template-columns:1fr}.closing{min-height:360px}.closing-inner{min-height:360px;display:block;padding:65px 0}.closing h2{font-size:36px}.closing-actions{margin-top:23px}.footer-main{grid-template-columns:1fr 1fr;gap:20px;padding:25px 0}.footer-logo{grid-column:1/-1}.footer-main nav{display:none}.footer-bottom{display:block;padding:15px 0}.footer-bottom span{display:block;margin:4px 0}.mobile-bottom{position:fixed;z-index:90;left:0;right:0;bottom:0;background:rgba(255,255,255,.96);border-top:1px solid #e4e0d8;padding:8px 10px;display:grid;grid-template-columns:1.4fr 1fr;gap:8px}.mobile-bottom .button{min-height:46px}.modal-card{padding:26px 20px}.modal-grid{grid-template-columns:1fr}}

/* InBest BETA v5 — sharp imagery + crisp logo */
.topbar{background:#061018;border-bottom:1px solid rgba(255,255,255,.09)}
.nav-shell{height:82px}
.official-logo{width:232px;flex:0 0 232px;display:flex;align-items:center;overflow:visible}
.official-logo img{width:232px;height:auto;max-height:68px;object-fit:contain;object-position:left center;display:block;filter:none!important;opacity:1!important}
.hero{min-height:590px;background:#061018}
.hero-bg{background-image:url('graphics-v5/hero-main.webp')!important;background-position:center right!important;background-size:cover!important;filter:none!important;transform:none!important;opacity:1!important}
.hero-overlay{background:linear-gradient(90deg,#061018 0%,rgba(6,16,24,.97) 27%,rgba(6,16,24,.70) 50%,rgba(6,16,24,.13) 77%,rgba(6,16,24,.02) 100%)}
.hero-inner{min-height:590px}
.hero-copy{max-width:720px}
.hero h1{font-size:78px;line-height:.92;letter-spacing:-.045em;text-shadow:0 3px 20px rgba(0,0,0,.18)}
.hero h1 span{color:#f2bf42}
.insurance-section{padding-top:62px}
.insurance-grid{gap:16px}
.insurance-card{border-radius:18px;overflow:hidden;box-shadow:0 14px 34px rgba(7,16,23,.09);border:1px solid #e5e0d7;background:#fff;transition:transform .22s ease,box-shadow .22s ease}
.insurance-card:hover{transform:translateY(-4px);box-shadow:0 20px 44px rgba(7,16,23,.13)}
.card-photo{height:178px;background:#ece9e2;overflow:hidden}
.card-photo img{width:100%;height:100%;object-fit:cover;display:block;filter:none!important;transform:none!important;image-rendering:auto;backface-visibility:hidden}
.insurance-card:nth-child(1) .card-photo img{object-position:50% 54%}
.insurance-card:nth-child(2) .card-photo img{object-position:50% 55%}
.insurance-card:nth-child(3) .card-photo img{object-position:56% 45%}
.insurance-card:nth-child(4) .card-photo img{object-position:50% 56%}
.insurance-card:nth-child(5) .card-photo img{object-position:50% 42%}
.insurance-card:nth-child(6) .card-photo img{object-position:50% 52%}
.card-content{min-height:166px;padding:32px 16px 17px}
.card-content h3{font-size:15px}
.articles-grid img{height:215px;filter:none!important;image-rendering:auto}
.closing-bg{background-image:url('graphics-v5/closing-main.webp')!important;filter:none!important;background-position:center 52%!important}
.footer-logo{width:225px;height:auto;max-height:68px;object-fit:contain;filter:none!important}
@media(max-width:1100px){.official-logo{width:205px;flex-basis:205px}.official-logo img{width:205px}.hero h1{font-size:68px}}
@media(max-width:720px){.nav-shell{height:70px}.official-logo{width:175px;flex-basis:175px}.official-logo img{width:175px;max-height:56px}.hero{min-height:690px}.hero-inner{min-height:690px}.hero-bg{background-position:66% center!important}.hero-overlay{background:linear-gradient(180deg,rgba(6,16,24,.10) 0%,rgba(6,16,24,.24) 30%,rgba(6,16,24,.93) 61%,#061018 100%)}.hero h1{font-size:54px}.card-photo{height:138px}.card-content{min-height:150px;padding-top:29px}}

/* InBest BETA v6 — official brand asset wiring */
.official-logo{width:242px;flex-basis:242px}
.official-logo img{width:242px;max-height:64px;object-fit:contain;object-position:left center;display:block;filter:none!important}
.footer-main{grid-template-columns:270px 1fr auto}
.footer-brand{display:flex;flex-direction:column;align-items:flex-start;gap:3px}
.footer-logo{width:235px;max-height:66px;object-fit:contain;object-position:left center;display:block;filter:none!important}
.footer-tagline{font-family:Georgia,"Times New Roman",serif;font-style:italic;font-size:12px;color:#5d6266;letter-spacing:.01em;margin-left:7px}
@media(max-width:1100px){.official-logo{width:220px;flex-basis:220px}.official-logo img{width:220px}}
@media(max-width:720px){.official-logo{width:182px;flex-basis:182px}.official-logo img{width:182px;max-height:52px}.footer-main{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-logo{width:210px}.footer-tagline{font-size:11px}}

/* InBest BETA v7 — poprawka ścieżek grafik + oryginalne logo */
.topbar{
  background:#ffffff!important;
  border-bottom:1px solid #ece7dd!important;
  box-shadow:0 6px 22px rgba(7,16,23,.06)!important;
}
.nav-shell{height:84px!important}
.official-logo{width:230px!important;flex:0 0 230px!important;overflow:visible!important}
.official-logo img{
  width:230px!important;
  height:58px!important;
  max-height:58px!important;
  object-fit:contain!important;
  object-position:left center!important;
  display:block!important;
  filter:none!important;
}
.main-nav{color:#071017!important}
.main-nav a{opacity:.84!important}
.main-nav a:hover{opacity:1!important;color:#b17d08!important}
.advisor-mini{color:#071017!important;border-color:#cfc8ba!important;background:#fff!important}
.advisor-mini small{color:#69727a!important;opacity:1!important}
.hamburger{color:#071017!important}

.hero-bg{
  background-image:url('graphics/hero-main.png')!important;
  background-position:center right!important;
  background-size:cover!important;
  background-repeat:no-repeat!important;
  filter:none!important;
  opacity:1!important;
}
.hero-overlay{
  background:linear-gradient(90deg,#071017 0%,rgba(7,16,23,.98) 24%,rgba(7,16,23,.82) 42%,rgba(7,16,23,.42) 60%,rgba(7,16,23,.08) 82%,rgba(7,16,23,0) 100%)!important;
}
.card-photo{background:#eeeae2!important}
.card-photo img,.articles-grid img{
  display:block!important;
  width:100%!important;
  height:100%!important;
  object-fit:cover!important;
  opacity:1!important;
  filter:none!important;
  visibility:visible!important;
}
.insurance-card:nth-child(1) .card-photo img{object-position:center 58%!important}
.insurance-card:nth-child(2) .card-photo img{object-position:center 55%!important}
.insurance-card:nth-child(3) .card-photo img{object-position:center 48%!important}
.insurance-card:nth-child(4) .card-photo img{object-position:center 52%!important}
.insurance-card:nth-child(5) .card-photo img{object-position:center 44%!important}
.insurance-card:nth-child(6) .card-photo img{object-position:center 50%!important}
.closing-bg{
  background-image:url('graphics/hero-main.png')!important;
  background-position:center 58%!important;
  background-size:cover!important;
  filter:none!important;
}
.footer-logo{
  width:230px!important;
  height:auto!important;
  max-height:70px!important;
  object-fit:contain!important;
  object-position:left center!important;
}
@media(max-width:1100px){
  .official-logo{width:205px!important;flex-basis:205px!important}
  .official-logo img{width:205px!important;height:52px!important}
}
@media(max-width:720px){
  .topbar{background:#fff!important}
  .mobile-menu.open{background:#fff!important;border-top:1px solid #ece7dd!important}
  .mobile-menu a{color:#071017!important}
  .official-logo{width:176px!important;flex-basis:176px!important}
  .official-logo img{width:176px!important;height:46px!important}
  .hero-bg{background-position:66% center!important}
}


/* InBest BETA v8 — ostrzejsze logo główne */
.official-logo{width:252px!important;flex:0 0 252px!important}
.official-logo img{width:252px!important;height:auto!important;max-height:62px!important;object-fit:contain!important;object-position:left center!important;filter:none!important;opacity:1!important;image-rendering:auto!important}
.footer-logo{width:240px!important;height:auto!important;max-height:68px!important;filter:none!important;opacity:1!important}
@media(max-width:1100px){.official-logo{width:225px!important;flex-basis:225px!important}.official-logo img{width:225px!important}}
@media(max-width:720px){.official-logo{width:185px!important;flex-basis:185px!important}.official-logo img{width:185px!important;max-height:50px!important}.footer-logo{width:215px!important}}

/* =========================================================
   InBest BETA v11 — MAJOR UPDATE
   Pełny ekosystem strony: produkty, kalkulatory, TU, opinie,
   sekcja firmowa, kontakt, poradniki i strony prawne.
   ========================================================= */
:root{--ib-gold:#e7b42b;--ib-gold-dark:#bb8610;--ib-ink:#071017;--ib-navy:#0b1824;--ib-paper:#f7f4ee;--ib-line:#e6e0d7;--ib-muted:#66717a}
html{scroll-behavior:smooth}
body{background:#fff;color:var(--ib-ink)}
.button{text-decoration:none}
.button:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid rgba(231,180,43,.38);outline-offset:3px}
.section-label{letter-spacing:.18em}
.main-nav{gap:28px}
.main-nav a{font-weight:700;font-size:13px}

/* Hero refinements */
.hero{min-height:610px}
.hero-inner{min-height:610px}
.hero-copy{max-width:715px}
.eyebrow{letter-spacing:.19em}
.hero-proof{margin-top:26px}
.hero-proof>div{padding-right:20px}

/* Product cards */
.product-kicker{display:inline-flex;align-items:center;gap:7px;margin-top:11px;font-size:10px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:#956a08}
.product-kicker::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--ib-gold)}
.secondary-products{margin-top:18px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.secondary-product{display:flex;align-items:center;gap:13px;padding:16px 17px;border:1px solid var(--ib-line);border-radius:15px;background:#fff;text-decoration:none;color:var(--ib-ink);transition:.2s ease}
.secondary-product:hover{border-color:#cda438;transform:translateY(-2px);box-shadow:0 10px 24px rgba(7,16,23,.07)}
.secondary-product svg{width:24px;height:24px;stroke:#b68109;fill:none;flex:0 0 auto}
.secondary-product b{display:block;font-size:13px}
.secondary-product small{display:block;margin-top:2px;color:var(--ib-muted);font-size:10px}

/* Purchase path */
.choice-section{background:linear-gradient(180deg,#f8f6f1 0%,#fff 100%)}
.choice-card .choice-tag{display:inline-flex;padding:5px 8px;border-radius:999px;font-size:9px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
.choice-card.dark .choice-tag{background:rgba(231,180,43,.14);color:#f4c54b;border:1px solid rgba(231,180,43,.27)}
.choice-card.light .choice-tag{background:#f4ead0;color:#906500}
.contact-direct{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:14px 0 18px}
.contact-direct a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:44px;border:1px solid #ded8ce;border-radius:11px;text-decoration:none;color:var(--ib-ink);font-weight:800;font-size:11px;background:#fff}
.contact-direct a:hover{border-color:#bd8a10}
.contact-direct svg{width:16px;height:16px;stroke:#aa790c;fill:none}
.contact-email{grid-column:1/-1!important}

/* Calculator ecosystem */
.calculators-section{padding:70px 0;background:var(--ib-ink);color:#fff;position:relative;overflow:hidden}
.calculators-section::before{content:"";position:absolute;inset:-40% auto auto -10%;width:540px;height:540px;border-radius:50%;background:radial-gradient(circle,rgba(231,180,43,.12),rgba(231,180,43,0) 68%);pointer-events:none}
.calculators-section .section-label{color:#e7b42b}
.calculators-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:30px;position:relative}
.calculators-head h2{font-family:Georgia,"Times New Roman",serif;font-size:46px;line-height:1.02;margin:8px 0 0}
.calculators-head p{max-width:470px;margin:0;color:#b9c1c7;font-size:13px;line-height:1.65}
.calc-ecosystem{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;position:relative}
.calc-tile{display:flex;flex-direction:column;min-height:178px;padding:20px;border:1px solid rgba(255,255,255,.12);border-radius:17px;background:linear-gradient(145deg,rgba(255,255,255,.07),rgba(255,255,255,.025));text-decoration:none;color:#fff;transition:.22s ease;position:relative;overflow:hidden}
.calc-tile:hover{transform:translateY(-3px);border-color:rgba(231,180,43,.54);background:linear-gradient(145deg,rgba(231,180,43,.11),rgba(255,255,255,.03))}
.calc-tile .calc-icon{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:#fff;color:#111;margin-bottom:22px}
.calc-tile .calc-icon svg{width:22px;height:22px;stroke:#b68109;fill:none}
.calc-tile h3{font-size:16px;margin:0 0 5px}
.calc-tile p{font-size:10.5px;line-height:1.45;color:#aeb8bf;margin:0 0 14px}
.calc-tile .calc-go{margin-top:auto;display:flex;justify-content:space-between;align-items:center;font-size:10px;font-weight:900;letter-spacing:.06em;text-transform:uppercase;color:#f1c34a}
.calc-tile .calc-go svg{width:15px;height:15px;stroke:currentColor;fill:none}
.calc-general{margin-top:18px;padding:20px 22px;border-radius:17px;background:#e7b42b;color:#0b1115;display:flex;align-items:center;justify-content:space-between;gap:25px;text-decoration:none;position:relative}
.calc-general strong{font-family:Georgia,"Times New Roman",serif;font-size:23px}
.calc-general span{display:block;font-size:11px;margin-top:4px;opacity:.75}
.calc-general .button{background:#071017;color:#fff;border-color:#071017;white-space:nowrap}

/* Why InBest */
.why-section{padding:72px 0;background:#fff}
.why-head{text-align:center;max-width:720px;margin:0 auto 33px}
.why-head h2{font-family:Georgia,"Times New Roman",serif;font-size:44px;margin:8px 0 10px;line-height:1.05}
.why-head p{color:var(--ib-muted);font-size:13px;line-height:1.65}
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}
.why-card{border:1px solid var(--ib-line);border-radius:17px;padding:23px 19px;background:#fff;min-height:185px}
.why-card .why-icon{width:43px;height:43px;border-radius:12px;background:#f6edda;display:grid;place-items:center;margin-bottom:23px}
.why-card svg{width:23px;height:23px;stroke:#aa790c;fill:none}
.why-card h3{font-size:14px;margin:0 0 7px}
.why-card p{font-size:10.5px;line-height:1.55;color:var(--ib-muted);margin:0}

/* Business */
.business-section{padding:0 0 74px;background:#fff}
.business-shell{border-radius:22px;overflow:hidden;min-height:440px;position:relative;background:#0b1721;color:#fff;display:grid;grid-template-columns:1.1fr .9fr}
.business-image{position:absolute;inset:0 0 0 48%;background:url('graphics/card-business.png') center/cover no-repeat}
.business-image::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#0b1721 0%,rgba(11,23,33,.86) 10%,rgba(11,23,33,.12) 58%,rgba(11,23,33,.05) 100%)}
.business-copy{position:relative;z-index:2;padding:54px 48px;max-width:630px}
.business-copy h2{font-family:Georgia,"Times New Roman",serif;font-size:43px;line-height:1.03;margin:8px 0 14px}
.business-copy>p{color:#c2cbd0;font-size:12px;line-height:1.65;max-width:520px}
.business-points{display:grid;grid-template-columns:1fr 1fr;gap:9px 20px;margin:24px 0 26px;padding:0;list-style:none}
.business-points li{font-size:10.5px;font-weight:750;display:flex;gap:8px;align-items:flex-start}
.business-points li::before{content:"✓";color:#e7b42b;font-weight:900}

/* Partner logos */
.partners-section{padding:64px 0;background:#f7f5f0}
.partners-grid{grid-template-columns:390px 1fr!important;align-items:center!important}
.insurer-logos{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.insurer-logo{height:72px;background:#fff;border:1px solid #e4dfd6;border-radius:13px;display:flex;align-items:center;justify-content:center;padding:14px 17px}
.insurer-logo img{max-width:100%;max-height:38px;display:block}
.insurer-foot{grid-column:1/-1;color:#757d83;font-size:9px;text-align:right;margin-top:2px}

/* Facebook reviews */
.reviews-section{padding:72px 0;background:#fff}
.review-summary{display:flex;align-items:center;gap:12px}
.facebook-badge{display:inline-flex;align-items:center;gap:8px;border:1px solid #dfe3e9;border-radius:999px;padding:8px 12px;background:#fff;font-size:10px;font-weight:850;color:#172b4d;text-decoration:none}
.facebook-badge .fb-dot{display:grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#1877f2;color:#fff;font-family:Arial,sans-serif;font-weight:900;font-size:15px}
.recommend-score{font-size:11px;color:#56616a;font-weight:800}
.review-track{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(310px,1fr);overflow-x:auto;gap:13px;padding:3px 2px 16px;scroll-snap-type:x mandatory;scrollbar-width:thin}
.review-card{scroll-snap-align:start;border:1px solid #e3ded6;border-radius:17px;padding:20px;background:#fff;box-shadow:0 9px 24px rgba(7,16,23,.045);min-height:215px;display:flex;flex-direction:column}
.review-top{display:flex;justify-content:space-between;gap:10px;align-items:center;margin-bottom:14px}
.review-person{display:flex;align-items:center;gap:10px}
.review-avatar{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#f3e7ca;color:#8c650e;font-weight:900;font-size:11px}
.review-name b{font-size:11px;display:block}.review-name span{font-size:8.5px;color:#7a838a;display:block;margin-top:2px}
.review-rec{font-size:8.5px;font-weight:900;color:#247149;background:#edf7f1;border-radius:999px;padding:5px 7px;white-space:nowrap}
.review-card blockquote{margin:0;color:#20282d;font-size:11.5px;line-height:1.58;font-style:normal}
.review-source{margin-top:auto;padding-top:15px;font-size:8.5px;color:#81898f;display:flex;align-items:center;gap:6px}
.reviews-actions{margin-top:17px;display:flex;justify-content:center}

/* Articles */
.articles-grid article{border:1px solid #e5e0d7}
.articles-grid article a{text-decoration:none}
.article-meta{font-size:9px!important;color:#9a6e09!important;font-weight:900!important;letter-spacing:.12em!important}

/* Closing + footer */
.closing h2{font-size:49px}
.footer-main{grid-template-columns:270px 1fr 260px!important;gap:40px!important}
.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:8px 26px}
.footer-links a{font-size:10px;color:#343d43;text-decoration:none}.footer-links a:hover{color:#986b08}
.footer-contact{display:flex;flex-direction:column;gap:6px;align-items:flex-start}
.footer-contact a{font-size:11px;color:#111;text-decoration:none;font-weight:800}
.footer-contact small{font-size:9px;color:#747e84}
.footer-legal-links{display:flex;gap:14px;flex-wrap:wrap}.footer-legal-links a{color:inherit;text-decoration:none}.footer-legal-links a:hover{text-decoration:underline}

/* Modal becomes real calculator chooser */
.modal-card>p{max-width:600px}.modal-grid a{display:flex!important;align-items:center;justify-content:space-between;min-height:54px;padding:0 15px;border:1px solid #ded8cf;border-radius:11px;background:#fff;color:#101820;text-decoration:none;font-weight:800;font-size:11px}.modal-grid a:hover{border-color:#c79825;background:#fffaf0}.modal-grid a span{color:#b27d08}

/* Legal / article pages */
.subpage{background:#f7f5f0;min-height:100vh}.subpage .topbar{position:sticky;top:0}.subpage-main{padding:60px 0 80px}.subpage-hero{max-width:880px;margin-bottom:34px}.subpage-hero h1{font-family:Georgia,"Times New Roman",serif;font-size:52px;line-height:1.03;margin:10px 0}.subpage-hero p{color:#637079;font-size:13px;line-height:1.7}.legal-card,.article-body{background:#fff;border:1px solid #e4dfd7;border-radius:20px;padding:38px;max-width:940px;box-shadow:0 12px 35px rgba(7,16,23,.05)}.legal-card h2,.article-body h2{font-family:Georgia,"Times New Roman",serif;font-size:26px;margin:30px 0 10px}.legal-card h2:first-child,.article-body h2:first-child{margin-top:0}.legal-card h3,.article-body h3{font-size:14px;margin:22px 0 8px}.legal-card p,.legal-card li,.article-body p,.article-body li{font-size:12px;line-height:1.75;color:#364047}.legal-card ul,.article-body ul{padding-left:20px}.legal-meta{font-size:10px;color:#7a8389;margin-bottom:24px}.article-back{display:inline-flex;margin-top:26px;color:#8e660b;text-decoration:none;font-weight:800;font-size:11px}

@media(max-width:1100px){
.main-nav{gap:17px}.main-nav a{font-size:11px}.secondary-products{grid-template-columns:repeat(2,1fr)}.calc-ecosystem{grid-template-columns:repeat(3,1fr)}.why-grid{grid-template-columns:repeat(2,1fr)}.partners-grid{grid-template-columns:1fr!important;gap:25px!important}.insurer-logos{grid-template-columns:repeat(3,1fr)}.footer-main{grid-template-columns:1fr 1fr!important}.footer-brand{grid-column:1/-1}.business-shell{grid-template-columns:1fr}.business-image{inset:0 0 0 42%;opacity:.6}.business-copy{padding-right:38%}
}
@media(max-width:720px){
.hero{min-height:690px}.hero-inner{min-height:690px}.hero-proof{gap:12px}.secondary-products{grid-template-columns:1fr 1fr}.secondary-product{padding:13px 11px}.secondary-product small{display:none}.calculators-section{padding:48px 0}.calculators-head{display:block}.calculators-head h2{font-size:36px}.calculators-head p{margin-top:12px}.calc-ecosystem{grid-template-columns:repeat(2,1fr)}.calc-tile{min-height:158px;padding:16px}.calc-tile .calc-icon{margin-bottom:15px}.calc-general{display:block}.calc-general .button{margin-top:15px;width:100%}.why-section{padding:50px 0}.why-head h2{font-size:34px}.why-grid{grid-template-columns:1fr 1fr;gap:9px}.why-card{padding:17px 14px;min-height:166px}.business-section{padding-bottom:50px}.business-shell{min-height:0}.business-image{inset:0;opacity:.27}.business-image::after{background:linear-gradient(90deg,#0b1721 0%,rgba(11,23,33,.88) 55%,rgba(11,23,33,.52) 100%)}.business-copy{padding:38px 24px;max-width:none}.business-copy h2{font-size:34px}.business-copy>p{font-size:11px}.business-points{grid-template-columns:1fr}.insurer-logos{grid-template-columns:repeat(2,1fr);gap:8px}.insurer-logo{height:62px}.review-track{grid-auto-columns:85%}.reviews-section{padding:50px 0}.review-summary{align-items:flex-start;flex-direction:column}.closing h2{font-size:38px}.footer-main{grid-template-columns:1fr!important}.footer-links{grid-template-columns:1fr 1fr}.footer-contact{margin-bottom:8px}.footer-bottom{padding-bottom:80px!important}.subpage-main{padding:35px 0 80px}.subpage-hero h1{font-size:38px}.legal-card,.article-body{padding:24px 18px;border-radius:16px}.contact-direct{grid-template-columns:1fr}.contact-email{grid-column:auto!important}
}
@media(max-width:430px){.secondary-products{grid-template-columns:1fr}.calc-ecosystem{grid-template-columns:1fr 1fr}.calc-tile h3{font-size:14px}.why-grid{grid-template-columns:1fr}.insurer-logos{grid-template-columns:1fr 1fr}.footer-links{grid-template-columns:1fr}.business-copy{padding:34px 20px}}

/* v12 — real insurer marks, richer guides */
.insurer-logo{position:relative;overflow:hidden}
.insurer-logo img{width:auto!important;max-width:92%!important;max-height:44px!important;object-fit:contain!important;filter:none!important}
.insurer-logo>span{display:none;font-size:14px;font-weight:900;color:#27323a;letter-spacing:-.02em;text-align:center}
.insurer-logo:nth-child(5) img,.insurer-logo:nth-child(6) img,.insurer-logo:nth-child(7) img{max-height:48px!important}
.insurer-logo:nth-child(9) img{max-height:50px!important}
.articles-grid-six article>div{display:flex;flex-direction:column;min-height:178px}
.articles-grid-six article p{font-size:10.5px;line-height:1.55;color:#68737a;margin:0 0 14px}
.articles-grid-six article a{margin-top:auto}
.article-body{font-size:13px}
.article-body .article-lead{font-size:14px;line-height:1.75;color:#303a41;margin:0 0 26px}
.article-body .guide-box{margin:26px 0;padding:20px 22px;border-radius:14px;background:#f7f2e7;border:1px solid #e8dcc1}
.article-body .guide-box strong{display:block;font-size:12px;color:#805b09;margin-bottom:7px;text-transform:uppercase;letter-spacing:.08em}
.article-body .guide-box p{margin:0;color:#39434a}
.article-body .guide-checklist{margin:26px 0;padding:22px 24px;border-radius:14px;background:#0d1922;color:#fff}
.article-body .guide-checklist h3{color:#f1c34a;margin:0 0 12px;font-size:15px}
.article-body .guide-checklist ul{margin:0;padding-left:20px}
.article-body .guide-checklist li{color:#e7ecef;margin:6px 0}
.article-body .guide-cta{margin:30px 0 10px;padding:24px;border-radius:16px;background:linear-gradient(135deg,#f3c34d,#d4a72c);color:#071017;display:flex;justify-content:space-between;align-items:center;gap:24px}
.article-body .guide-cta h3{font-family:Georgia,"Times New Roman",serif;font-size:21px;margin:0 0 5px}
.article-body .guide-cta p{color:#2c2e2f;margin:0;max-width:560px}
.article-body .guide-cta a{flex:0 0 auto;background:#071017;color:#fff;border-radius:10px;padding:12px 16px;font-size:10px;font-weight:900;text-decoration:none}
.article-disclaimer{margin-top:28px;padding-top:18px;border-top:1px solid #e8e3da;color:#828b91!important;font-size:9.5px!important;line-height:1.6!important}
.article-body a.inline-link{color:#946807;text-decoration:underline;text-underline-offset:2px}
@media(max-width:720px){.articles-grid-six article>div{min-height:0}.article-body .guide-cta{display:block}.article-body .guide-cta a{display:inline-flex;margin-top:15px}.article-body .guide-box,.article-body .guide-checklist,.article-body .guide-cta{padding:18px}.insurer-logo img{max-height:38px!important}}


/* =========================================================
   v13 — refinement: insurers, reviews, guides, purchase flow
   ========================================================= */
.purchase-shell{display:grid;gap:22px}
.purchase-head{max-width:850px}
.purchase-head h2{font-family:Georgia,"Times New Roman",serif;font-size:48px;line-height:1;letter-spacing:-.04em;margin:0 0 11px}
.purchase-head>p{max-width:700px;color:var(--muted);font-size:13px;line-height:1.6;margin:0}
.choice-cards-v13{grid-template-columns:1fr 1fr;gap:18px}
.choice-cards-v13 .choice-card{min-height:275px;padding:28px 30px}
.contact-wide{display:grid;grid-template-columns:.82fr 1.5fr;background:#fff;border:1px solid #ded9cf;border-radius:20px;overflow:hidden;box-shadow:0 18px 50px rgba(7,16,23,.08)}
.contact-wide-intro{padding:29px 30px;background:linear-gradient(145deg,#faf8f2,#fff);border-right:1px solid #e5e0d7}
.contact-wide-intro h3{font-family:Georgia,"Times New Roman",serif;font-size:29px;line-height:1.05;margin:5px 0 9px}
.contact-wide-intro>p{font-size:11px;line-height:1.6;color:var(--muted);max-width:430px;margin:0 0 18px}
.contact-direct-v13{display:flex;flex-wrap:wrap;gap:8px}
.contact-direct-v13 a{display:inline-flex;align-items:center;gap:8px;min-height:39px;padding:0 13px;border:1px solid #ddd7cd;border-radius:10px;background:#fff;font-size:10px;font-weight:850;color:#182128}
.contact-direct-v13 a:last-child{flex-basis:100%;width:max-content;max-width:100%}
.contact-direct-v13 svg{width:16px;height:16px}.mail-symbol{font-size:15px;color:#9a6e09;font-weight:900}
.contact-wide-form{padding:28px 30px;display:grid;align-content:center;gap:14px}
.contact-form-grid{display:grid;grid-template-columns:.9fr .9fr 1.2fr;gap:11px}
.contact-wide-form label{display:grid;gap:6px;font-size:9px;font-weight:850;color:#42494e}
.contact-wide-form input,.contact-wide-form select{height:44px;border:1px solid #d8d6d1;border-radius:9px;padding:0 12px;background:#fff;color:#111820;min-width:0}
.contact-form-bottom{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center}
.contact-form-bottom .consent{font-size:8.8px!important;line-height:1.45;font-weight:500!important}
.contact-form-bottom .button{white-space:nowrap;min-width:190px}
.contact-wide-form .form-status{margin-top:-4px}

.calc-support-row{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin-top:18px}
.calc-general-v13,.calc-advisor{min-height:118px;border-radius:17px;padding:20px 21px;display:grid;grid-template-columns:1fr auto;grid-template-rows:auto auto;column-gap:18px;align-items:center;text-decoration:none}
.calc-general-v13{margin-top:0;background:linear-gradient(135deg,#efc34f,#dcae2c);color:#09131a}
.calc-advisor{background:#fff;border:1px solid #ded9cf;color:#0c171f;grid-template-columns:auto 1fr auto}
.calc-advisor-icon{width:43px;height:43px;border-radius:12px;background:#f6edd8;display:grid;place-items:center;color:#a4770b;grid-row:1/3}.calc-advisor-icon svg{width:23px;height:23px}
.calc-general-v13 strong,.calc-advisor strong{display:block;font-family:Georgia,"Times New Roman",serif;font-size:19px;line-height:1.15}
.calc-general-v13 div>span,.calc-advisor div>span{display:block;font-size:9.5px;line-height:1.5;margin-top:5px;opacity:.72}
.calc-support-action{font-size:9.5px!important;font-weight:900!important;white-space:nowrap;margin:0!important;opacity:1!important;align-self:center}

.partners-grid-v13{grid-template-columns:360px 1fr!important;gap:58px!important}
.partners-copy h2{font-size:37px;line-height:1.05}.partners-copy p{font-size:11.5px}
.insurer-note{margin-top:20px;padding:14px 16px;border-left:3px solid #d7aa2e;background:#fff;border-radius:0 10px 10px 0;box-shadow:0 8px 22px rgba(7,16,23,.04)}
.insurer-note strong{display:block;font-size:11px;color:#121b21}.insurer-note span{display:block;margin-top:3px;color:#727b81;font-size:9.5px;line-height:1.45}
.insurer-logos{grid-template-columns:repeat(3,1fr);gap:10px}
.insurer-logo{height:74px;padding:12px 18px}
.insurer-logo img{display:block!important;width:145px!important;height:42px!important;max-width:86%!important;max-height:42px!important;object-fit:contain!important;object-position:center!important;filter:none!important}
.insurer-logo>span{display:none!important}
.insurer-logo:nth-child(1) img{transform:scale(.92)}
.insurer-logo:nth-child(5) img{transform:scale(.86)}
.insurer-logo:nth-child(6) img{transform:scale(.86)}
.insurer-logo:nth-child(7) img{transform:scale(.9)}
.insurer-logo:nth-child(8) img{transform:scale(.9)}
.insurer-logo:nth-child(9) img{transform:scale(1.08)}
.insurer-foot{grid-column:1/-1;text-align:left;margin-top:7px;padding:11px 13px;border-radius:10px;background:rgba(255,255,255,.58);font-size:9px;line-height:1.5;color:#70787e}
.insurer-foot strong{color:#263038;margin-right:3px}

.reviews-head-v13{align-items:center}
.reviews-lead{max-width:650px;color:#6f787e;font-size:11px;line-height:1.55;margin:8px 0 0}
.facebook-badge-v13{display:flex;align-items:center;gap:10px;border:1px solid #d9dfe8;background:#fff;border-radius:14px;padding:9px 13px;color:#15253c;box-shadow:0 8px 22px rgba(24,54,93,.06)}
.fb-icon-v13{width:34px;height:34px;border-radius:50%;background:#1877f2;color:#fff;display:grid;place-items:center;flex:0 0 auto}.fb-icon-v13 svg{width:18px;height:18px;fill:currentColor}
.facebook-badge-v13>span:last-child{display:grid}.facebook-badge-v13 strong{font-size:10px}.facebook-badge-v13 small{font-size:8px;color:#7a838b;margin-top:2px}
.facebook-bottom-link{gap:9px}.mini-fb{width:21px;height:21px;border-radius:50%;background:#1877f2;color:#fff;display:grid;place-items:center;font-size:13px;font-family:Arial,sans-serif;font-weight:900}

.guides-head{align-items:end}.guides-lead{max-width:650px;color:#6b757c;font-size:11px;line-height:1.55;margin:8px 0 0}
.guides-grid-v13{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.guide-card-v13{display:grid;grid-template-rows:155px 1fr;background:#fff;border:1px solid #e1ddd5;border-radius:16px;overflow:hidden;box-shadow:0 11px 30px rgba(7,16,23,.05);text-decoration:none;color:inherit;transition:.22s;min-height:365px}
.guide-card-v13:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(7,16,23,.1);border-color:#d5c9ae}
.guide-card-v13 img{width:100%;height:155px!important;object-fit:cover;display:block;filter:none!important;transition:.3s}.guide-card-v13:hover img{transform:scale(1.025)}
.guide-card-body{padding:18px 19px 19px;display:flex;flex-direction:column}
.guide-card-body .article-meta{font-size:8.5px!important;font-weight:900!important;letter-spacing:.14em!important;color:#98700e!important}
.guide-card-body h3{font-size:16px;line-height:1.32;margin:8px 0 9px;letter-spacing:-.01em}
.guide-card-body p{font-size:10.5px;line-height:1.55;color:#68737a;margin:0 0 15px}
.guide-read{margin-top:auto;font-size:10px!important;font-weight:900!important;color:#9a6e09!important;letter-spacing:0!important}

.modal-card{width:min(760px,calc(100% - 30px));max-height:calc(100vh - 40px);overflow:auto}
.modal-advisor{margin-top:13px;padding:15px 16px;border-radius:13px;background:#0d1a23;color:#fff;display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:center}
.modal-advisor-icon{width:38px;height:38px;border-radius:10px;display:grid;place-items:center;background:rgba(231,180,43,.15);color:#f0bd37}.modal-advisor-icon svg{width:21px;height:21px}
.modal-advisor strong{display:block;font-size:10.5px}.modal-advisor div>span{display:block;font-size:8.8px;color:#c7d0d5;line-height:1.45;margin-top:3px;max-width:440px}
.modal-advisor>a{font-size:9px;font-weight:900;color:#f0bd37;white-space:nowrap}

@media(max-width:1000px){
 .contact-wide{grid-template-columns:1fr}.contact-wide-intro{border-right:0;border-bottom:1px solid #e5e0d7}.contact-form-grid{grid-template-columns:1fr 1fr}.contact-form-grid label:last-child{grid-column:1/-1}
 .partners-grid-v13{grid-template-columns:1fr!important}.insurer-note{max-width:520px}.calc-support-row{grid-template-columns:1fr}
}
@media(max-width:720px){
 .purchase-head h2{font-size:36px}.choice-cards-v13{grid-template-columns:1fr}.choice-cards-v13 .choice-card{min-height:240px;padding:24px}
 .contact-wide-intro,.contact-wide-form{padding:22px 18px}.contact-form-grid{grid-template-columns:1fr}.contact-form-grid label:last-child{grid-column:auto}.contact-form-bottom{grid-template-columns:1fr}.contact-form-bottom .button{width:100%}
 .calc-general-v13,.calc-advisor{grid-template-columns:1fr;gap:10px}.calc-advisor{grid-template-columns:auto 1fr}.calc-advisor .calc-support-action{grid-column:1/-1}.calc-advisor-icon{grid-row:auto}
 .insurer-logo{height:66px}.insurer-logo img{width:125px!important;height:38px!important;max-height:38px!important}.insurer-foot{text-align:left}
 .reviews-head-v13{display:block}.facebook-badge-v13{margin-top:16px;width:max-content;max-width:100%}.review-summary{display:none!important}
 .guides-grid-v13{grid-template-columns:1fr}.guide-card-v13{grid-template-rows:145px 1fr;min-height:330px}.guide-card-v13 img{height:145px!important}.guide-card-body{padding:17px}
 .modal-advisor{grid-template-columns:auto 1fr}.modal-advisor>a{grid-column:1/-1;padding-left:50px}
}


/* =====================================================
   v14 — conversion focus / lead form / normalized brands
   ===================================================== */

/* Online availability is always green */
.product-kicker{display:inline-flex!important;align-items:center;gap:7px}
.product-kicker::before{content:"";width:6px;height:6px;border-radius:50%;background:#c99a1a;box-shadow:none;flex:0 0 auto}
.product-kicker.status-online{color:#25764a!important}
.product-kicker.status-online::before{background:#2fa365;box-shadow:0 0 0 4px rgba(47,163,101,.10)}
.product-kicker.status-hybrid{color:#966e12!important}
.product-kicker.status-hybrid::before{background:#d5a62c}
.product-kicker.status-advisor{color:#735c27!important}
.product-kicker.status-advisor::before{background:#a98634}

/* Purchase + contact: form is a strong right-side conversion panel */
.choice-section-v14{padding:76px 0 82px;background:linear-gradient(180deg,#faf8f3 0%,#fff 100%)}
.conversion-grid-v14{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(360px,.72fr);gap:28px;align-items:stretch}
.conversion-left-v14{min-width:0;display:flex;flex-direction:column}
.purchase-head-v14{margin-bottom:24px}
.purchase-head-v14 h2{max-width:720px}
.purchase-head-v14 p{max-width:760px}
.choice-stack-v14{display:grid;gap:14px}
.choice-row-v14{position:relative;display:grid;grid-template-columns:58px minmax(0,1fr) auto;gap:18px;align-items:center;min-height:166px;padding:24px 24px;border:1px solid #ddd8ce;border-radius:19px;background:#fff;box-shadow:0 12px 34px rgba(7,16,23,.055);overflow:hidden}
.choice-row-v14::after{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:transparent}
.choice-online-v14{background:linear-gradient(135deg,#091822 0%,#102631 100%);border-color:#122b37;color:#fff;box-shadow:0 18px 44px rgba(4,16,24,.15)}
.choice-online-v14::after{background:linear-gradient(90deg,#e4b42e,#f5ca4a)}
.choice-advisor-v14::after{background:linear-gradient(90deg,#d9ae3c,#f1d47d)}
.choice-row-icon-v14{width:56px;height:56px;border-radius:15px;display:grid;place-items:center;background:#f7edd2;color:#9b7414}
.choice-online-v14 .choice-row-icon-v14{background:rgba(224,177,46,.14);color:#f0bc2f;border:1px solid rgba(224,177,46,.18)}
.choice-row-icon-v14 svg{width:27px;height:27px}
.choice-tag-v14{display:flex;align-items:center;gap:7px;font-size:9px;font-weight:950;letter-spacing:.12em;color:#a2740e;margin-bottom:8px}
.choice-online-v14 .choice-tag-v14{color:#f1bd31}
.status-dot-v14{width:7px;height:7px;border-radius:50%;display:inline-block;flex:0 0 auto}
.status-dot-v14.online{background:#35bd77;box-shadow:0 0 0 4px rgba(53,189,119,.13)}
.choice-row-copy-v14 h3{font-size:19px;line-height:1.15;margin:0 0 8px;color:#11191f}
.choice-online-v14 .choice-row-copy-v14 h3{color:#fff}
.choice-row-copy-v14 p{font-size:11px;line-height:1.58;color:#6b757c;margin:0;max-width:510px}
.choice-online-v14 .choice-row-copy-v14 p{color:#c7d0d5}
.choice-row-cta-v14{min-width:190px;justify-content:center;white-space:nowrap}
.choice-online-v14 .button-gold{box-shadow:0 10px 26px rgba(218,169,37,.22)}
.contact-strip-v14{margin-top:14px;display:flex;align-items:center;gap:9px;flex-wrap:wrap;padding:14px 17px;border:1px solid #e2ddd4;background:rgba(255,255,255,.72);border-radius:15px;color:#778087;font-size:9.5px}
.contact-strip-v14>span{font-weight:750;color:#59636a;margin-right:3px}
.contact-strip-v14 a{display:inline-flex;align-items:center;gap:6px;text-decoration:none;color:#182128;font-size:9.5px;font-weight:850;padding:7px 9px;border-radius:9px;background:#fff;border:1px solid #e3dfd7}
.contact-strip-v14 a:hover{border-color:#d2aa3d;transform:translateY(-1px)}
.contact-strip-v14 svg{width:13px;height:13px}

.lead-panel-v14{position:relative;overflow:hidden;border-radius:24px;background:#0b1b25;color:#fff;box-shadow:0 26px 64px rgba(5,18,27,.18);border:1px solid #18303c;display:flex;flex-direction:column;min-height:100%}
.lead-panel-v14::before{content:"";position:absolute;width:300px;height:300px;right:-130px;top:-150px;border-radius:50%;background:radial-gradient(circle,rgba(230,180,47,.24),rgba(230,180,47,0) 68%);pointer-events:none}
.lead-panel-top-v14{position:relative;padding:31px 31px 20px;border-bottom:1px solid rgba(255,255,255,.09)}
.lead-eyebrow-v14{display:inline-flex;align-items:center;gap:8px;color:#efbf3b;font-size:9px;font-weight:950;letter-spacing:.14em;margin-bottom:12px}
.lead-eyebrow-v14 svg{width:17px;height:17px}
.lead-panel-top-v14 h3{font-family:Georgia,"Times New Roman",serif;font-size:31px;line-height:1.03;letter-spacing:-.025em;color:#fff;margin:0 0 12px}
.lead-panel-top-v14 p{font-size:11px;line-height:1.6;color:#c4ced3;margin:0;max-width:420px}
.lead-benefits-v14{display:flex;flex-wrap:wrap;gap:7px;margin-top:17px}
.lead-benefits-v14 span{display:inline-flex;align-items:center;gap:5px;border:1px solid rgba(237,190,58,.24);background:rgba(237,190,58,.08);color:#f6e5ae;border-radius:999px;padding:6px 9px;font-size:8.5px;font-weight:800}
.lead-benefits-v14 span::before{content:"✓";color:#efbd34;font-weight:950}
.lead-form-v14{position:relative;padding:23px 31px 28px;display:grid;gap:13px;flex:1;align-content:start}
.lead-form-v14>label:not(.lead-consent-v14){display:grid;gap:6px}
.lead-form-v14>label>span:first-child{font-size:9px;font-weight:850;color:#e8edf0}
.lead-form-v14 input:not([type="checkbox"]),.lead-form-v14 select{width:100%;height:48px;border:1px solid rgba(255,255,255,.15);border-radius:11px;background:#fff;color:#11191f;padding:0 14px;font-size:11px;outline:none;box-shadow:0 3px 12px rgba(0,0,0,.08);transition:border-color .2s,box-shadow .2s,transform .2s}
.lead-form-v14 input:not([type="checkbox"]):focus,.lead-form-v14 select:focus{border-color:#e0b12e;box-shadow:0 0 0 4px rgba(224,177,46,.16),0 5px 18px rgba(0,0,0,.1)}
.lead-form-v14 input::placeholder{color:#90989c}
.lead-consent-v14{display:grid!important;grid-template-columns:17px 1fr;gap:9px!important;align-items:start;font-size:8.6px!important;line-height:1.45;color:#c2cbd0!important;font-weight:500!important;margin-top:2px}
.lead-consent-v14 input{width:16px;height:16px;margin:1px 0 0;accent-color:#e0b12e}
.lead-consent-v14 a{color:#f0c34d;text-decoration:underline;text-underline-offset:2px}
.lead-submit-v14{width:100%;min-height:51px;justify-content:center;font-size:11.5px;box-shadow:0 14px 30px rgba(216,167,34,.25);margin-top:1px}
.lead-submit-v14 svg{width:16px;height:16px}
.lead-safe-v14{display:flex;align-items:flex-start;gap:8px;color:#96a4ab;font-size:8.4px;line-height:1.45;padding-top:1px}
.lead-safe-v14 svg{width:14px;height:14px;flex:0 0 auto;color:#c89c25}
.lead-panel-v14 .form-status{font-size:9px;line-height:1.45;color:#f4d879;min-height:0;margin:0}

/* Insurer marks are local and pre-normalized: no hotlink failures, no per-logo CSS scaling */
.insurer-logos-v14 .insurer-logo{height:82px;padding:9px 14px;display:grid;place-items:center}
.insurer-logos-v14 .insurer-logo img{display:block!important;width:220px!important;height:64px!important;max-width:100%!important;max-height:64px!important;object-fit:contain!important;transform:none!important;filter:none!important}
.insurer-logos-v14 .insurer-logo>span{display:none!important}

/* Cleaner Facebook brand treatment */
.facebook-badge-v14{display:flex;align-items:center;gap:11px;border:1px solid #dce3ee;background:linear-gradient(135deg,#fff,#f8fbff);border-radius:16px;padding:10px 13px 10px 10px;color:#15243b;text-decoration:none;box-shadow:0 10px 30px rgba(24,119,242,.08);transition:transform .2s,border-color .2s,box-shadow .2s}
.facebook-badge-v14:hover{transform:translateY(-2px);border-color:#b9d1f5;box-shadow:0 14px 34px rgba(24,119,242,.13)}
.facebook-mark-v14{width:38px;height:38px;display:block;flex:0 0 auto}
.facebook-badge-v14>span:nth-child(2){display:grid;gap:2px}.facebook-badge-v14 strong{font-size:10px}.facebook-badge-v14 small{font-size:8px;color:#778491}
.facebook-arrow-v14{font-size:17px!important;color:#1877f2!important;margin-left:4px}
.facebook-mark-mini-v14{width:22px;height:22px;display:block;flex:0 0 auto}
.facebook-bottom-link{display:inline-flex;align-items:center;gap:9px}
.review-track{scrollbar-width:thin;scrollbar-color:#c9a13c #f0eee9}
.review-track::-webkit-scrollbar{height:6px}.review-track::-webkit-scrollbar-track{background:#f0eee9;border-radius:99px}.review-track::-webkit-scrollbar-thumb{background:#c9a13c;border-radius:99px}

@media(max-width:1050px){
  .conversion-grid-v14{grid-template-columns:1fr minmax(330px,.68fr);gap:20px}
  .choice-row-v14{grid-template-columns:52px 1fr;padding:21px}
  .choice-row-cta-v14{grid-column:2;justify-self:start;min-width:0;margin-top:2px}
  .lead-panel-top-v14,.lead-form-v14{padding-left:24px;padding-right:24px}
}
@media(max-width:820px){
  .choice-section-v14{padding:52px 0 58px}
  .conversion-grid-v14{grid-template-columns:1fr}
  .lead-panel-v14{min-height:0}
  .choice-row-v14{grid-template-columns:52px 1fr auto}
  .choice-row-cta-v14{grid-column:auto;justify-self:auto}
}
@media(max-width:620px){
  .choice-row-v14{grid-template-columns:48px 1fr;gap:13px;padding:19px 17px;min-height:0}
  .choice-row-icon-v14{width:48px;height:48px;border-radius:13px}.choice-row-icon-v14 svg{width:23px;height:23px}
  .choice-row-cta-v14{grid-column:1/-1;width:100%;margin-top:5px}
  .contact-strip-v14{display:grid;grid-template-columns:1fr 1fr}.contact-strip-v14>span{grid-column:1/-1}.contact-strip-v14 a:last-child{grid-column:1/-1}
  .lead-panel-top-v14{padding:26px 20px 18px}.lead-form-v14{padding:20px}
  .lead-panel-top-v14 h3{font-size:28px}
  .insurer-logos-v14 .insurer-logo{height:70px;padding:7px}.insurer-logos-v14 .insurer-logo img{width:190px!important;height:56px!important;max-height:56px!important}
  .facebook-badge-v14{width:100%}.facebook-arrow-v14{margin-left:auto}
}

/* ===== V15 popup + CTA refinements ===== */
@keyframes inbestOnlinePulse {
  0% { transform: scale(1); box-shadow: 0 0 0 0 rgba(47,163,101,.34); }
  70% { transform: scale(1.08); box-shadow: 0 0 0 8px rgba(47,163,101,0); }
  100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(47,163,101,0); }
}

.status-dot-v14.online,
.product-kicker.status-online::before {
  animation: inbestOnlinePulse 1.8s ease-out infinite;
}

.advisor-mini {
  background: rgba(255,255,255,.06);
  box-shadow: 0 10px 24px rgba(0,0,0,.16);
}

.contact-strip-v14 {
  gap: 12px;
}

.contact-strip-v14 > span {
  font-size: 12.5px;
  font-weight: 700;
  color: #475159;
}

.contact-strip-v14 a {
  min-height: 44px;
  padding: 0 14px;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: -.01em;
}

.contact-strip-v14 a svg,
.contact-strip-v14 .mail-symbol {
  width: 18px;
  height: 18px;
  font-size: 16px;
}

.calc-support-action,
.modal-advisor > a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 40px;
  padding: 0 14px;
  border-radius: 11px;
  font-size: 11px;
  font-weight: 900;
  white-space: nowrap;
  transition: .2s;
}

.calc-general .calc-support-action {
  background: rgba(255,255,255,.28);
  border: 1px solid rgba(7,16,23,.10);
  color: #071017;
}

.calc-advisor .calc-support-action,
.modal-advisor > a {
  background: #fff6df;
  border: 1px solid #e7cf95;
  color: #7d5600;
}

.calc-general:hover .calc-support-action,
.calc-advisor:hover .calc-support-action,
.modal-advisor > a:hover {
  transform: translateY(-1px);
}

.lead-modal-card {
  width: min(720px, calc(100% - 30px));
  max-height: calc(100vh - 40px);
  overflow: auto;
}

.lead-form-popup-v15 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 14px;
  margin-top: 20px;
}

.lead-form-popup-v15 > label:nth-of-type(3),
.lead-form-popup-v15 > .lead-consent-v14,
.lead-form-popup-v15 > .lead-submit-v14,
.lead-form-popup-v15 > .lead-safe-v14,
.lead-form-popup-v15 > .form-status {
  grid-column: 1 / -1;
}

.lead-form-popup-v15 label span {
  display: block;
  margin-bottom: 6px;
}

.lead-form-popup-v15 input,
.lead-form-popup-v15 select {
  width: 100%;
  min-height: 52px;
  border-radius: 12px;
}

.lead-form-popup-v15 .lead-submit-v14 {
  width: 100%;
}

.lead-form-popup-v15 .form-status {
  font-size: 12px;
}

.insurer-logo img {
  width: auto;
  max-width: 82%;
  height: 40px;
  object-fit: contain;
  image-rendering: -webkit-optimize-contrast;
  image-rendering: crisp-edges;
}

@media (max-width: 720px) {
  .contact-strip-v14 > span {
    width: 100%;
    font-size: 12px;
  }

  .contact-strip-v14 a {
    width: auto;
    min-height: 42px;
    font-size: 13px;
  }

  .lead-form-popup-v15 {
    grid-template-columns: 1fr;
  }

  .calc-support-action,
  .modal-advisor > a {
    width: 100%;
  }
}

/* ===== V17 – collected refinements ===== */
/* Header advisor CTA – subtly larger */
.advisor-mini{
  height:52px!important;
  min-width:168px;
  padding:0 18px!important;
  gap:11px!important;
  border-radius:28px!important;
}
.advisor-mini svg{width:20px!important;height:20px!important;flex:0 0 auto}
.advisor-mini b{font-size:11.5px!important;line-height:1.15}
.advisor-mini small{font-size:8.8px!important;line-height:1.2;margin-top:2px}

/* Hero proof points – better legibility */
.hero-proof{gap:38px!important;margin-top:31px!important}
.hero-proof>div{gap:12px!important;min-width:162px!important}
.proof-icon{width:33px!important;height:33px!important}
.proof-icon svg{width:30px!important;height:30px!important}
.hero-proof b{font-size:11.5px!important;line-height:1.25}
.hero-proof small{font-size:9px!important;line-height:1.25;margin-top:3px!important}

/* Nationwide badge – about 12% larger */
.coverage-badge{
  padding:16px 22px!important;
  gap:14px!important;
  border-radius:16px!important;
}
.coverage-badge svg{width:29px!important;height:29px!important}
.coverage-badge small{font-size:10px!important;line-height:1.2}
.coverage-badge b{font-size:13.5px!important;line-height:1.2;margin-top:3px!important}

/* Dark panel benefit pills – larger and more visible */
.lead-benefits-v14{gap:9px!important;margin-top:19px!important}
.lead-benefits-v14 span{
  padding:8px 12px!important;
  border:1px solid rgba(245,194,55,.62)!important;
  background:rgba(245,194,55,.16)!important;
  color:#fff3cd!important;
  font-size:10px!important;
  font-weight:850!important;
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.025);
}
.lead-benefits-v14 span::before{color:#f4c443!important;font-size:11px}

/* Direct contact strip – consistent typography and optical alignment */
.contact-strip-v14{gap:11px!important;padding:15px 18px!important}
.contact-strip-v14>span{
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif!important;
  font-size:12.5px!important;
  line-height:1!important;
  font-weight:750!important;
  display:inline-flex!important;
  align-items:center!important;
}
.contact-strip-v14 a{
  min-height:46px!important;
  padding:0 15px!important;
  gap:8px!important;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif!important;
  font-size:14px!important;
  line-height:1!important;
  font-weight:850!important;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
}
.contact-strip-v14 a svg{width:18px!important;height:18px!important;display:block!important}
.contact-strip-v14 .mail-symbol{
  width:18px!important;height:18px!important;
  display:inline-grid!important;place-items:center!important;
  font-size:16px!important;line-height:1!important;
  transform:none!important;margin:0!important;padding:0!important;
}

/* Supporting section CTA buttons – exactly same height */
.calc-support-action,
.modal-advisor>a{
  height:44px!important;
  min-height:44px!important;
  padding:0 16px!important;
  border-radius:11px!important;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  line-height:1!important;
}

/* User-supplied insurer artwork normalized into identical canvases */
.insurer-logos-v14{
  grid-template-columns:repeat(5,minmax(0,1fr))!important;
  gap:10px!important;
}
.insurer-logos-v14 .insurer-logo{
  height:82px!important;
  padding:8px 10px!important;
  display:grid!important;
  place-items:center!important;
}
.insurer-logos-v14 .insurer-logo img{
  width:220px!important;
  height:68px!important;
  max-width:100%!important;
  max-height:68px!important;
  object-fit:contain!important;
  object-position:center!important;
  transform:none!important;
  filter:none!important;
  image-rendering:auto!important;
}
.insurer-foot{grid-column:1/-1!important}

/* Lead popup text and spacing */
.lead-modal-card>p{
  max-width:610px!important;
  font-size:12.5px!important;
  line-height:1.6!important;
  color:#626c73!important;
  margin-top:8px!important;
}

@media(max-width:1100px){
  .insurer-logos-v14{grid-template-columns:repeat(3,minmax(0,1fr))!important}
}
@media(max-width:720px){
  .hero-proof{gap:13px!important}
  .hero-proof>div{min-width:0!important;gap:7px!important}
  .proof-icon{width:25px!important;height:25px!important}
  .proof-icon svg{width:23px!important;height:23px!important}
  .hero-proof b{font-size:8.8px!important}
  .hero-proof small{display:none!important}
  .coverage-badge{padding:11px 14px!important;gap:9px!important}
  .coverage-badge svg{width:24px!important;height:24px!important}
  .coverage-badge small{font-size:8.5px!important}
  .coverage-badge b{font-size:10px!important}
  .contact-strip-v14{display:grid!important;grid-template-columns:1fr 1fr!important}
  .contact-strip-v14>span{grid-column:1/-1!important}
  .contact-strip-v14 a{font-size:12.5px!important;padding:0 10px!important}
  .contact-strip-v14 a:last-child{grid-column:1/-1!important}
  .insurer-logos-v14{grid-template-columns:repeat(2,minmax(0,1fr))!important}
  .insurer-logos-v14 .insurer-logo{height:70px!important}
  .insurer-logos-v14 .insurer-logo img{height:58px!important;max-height:58px!important}
}

/* ===== V18 – final visual touches ===== */
/* Consent checkbox: optically align with consent text in popup */
.lead-consent-v14{
  display:flex!important;
  align-items:center!important;
  gap:9px!important;
}
.lead-consent-v14 input[type="checkbox"]{
  width:16px!important;
  height:16px!important;
  min-width:16px!important;
  flex:0 0 16px!important;
  margin:0!important;
  padding:0!important;
  position:relative!important;
  top:0!important;
}
.lead-consent-v14>span{
  display:flex!important;
  align-items:center!important;
  min-height:16px!important;
  line-height:1.35!important;
  margin:0!important;
}

/* Calculator support row: both CTA labels sit on the exact same vertical axis */
.calc-support-row{
  align-items:stretch!important;
}
.calc-support-row .calc-general-v13,
.calc-support-row .calc-advisor{
  position:relative!important;
  min-height:118px!important;
  height:100%!important;
  padding-right:190px!important;
}
.calc-support-row .calc-support-action{
  position:absolute!important;
  right:20px!important;
  top:50%!important;
  transform:translateY(-50%)!important;
  height:44px!important;
  min-height:44px!important;
  margin:0!important;
  display:inline-flex!important;
  align-items:center!important;
  justify-content:center!important;
  line-height:1!important;
}
.calc-support-row .calc-general-v13:hover .calc-support-action,
.calc-support-row .calc-advisor:hover .calc-support-action{
  transform:translateY(calc(-50% - 1px))!important;
}

/* Facebook mark: clean official-style circular mark */
.facebook-mark-v14{
  width:36px!important;
  height:36px!important;
  border-radius:50%!important;
  display:block!important;
  flex:0 0 36px!important;
}
.facebook-mark-mini-v14{
  width:22px!important;
  height:22px!important;
  border-radius:50%!important;
  display:block!important;
  flex:0 0 22px!important;
}

@media(max-width:720px){
  .calc-support-row .calc-general-v13,
  .calc-support-row .calc-advisor{
    padding-right:20px!important;
  }
  .calc-support-row .calc-support-action{
    position:static!important;
    transform:none!important;
    width:100%!important;
    margin-top:4px!important;
  }
  .calc-support-row .calc-general-v13:hover .calc-support-action,
  .calc-support-row .calc-advisor:hover .calc-support-action{
    transform:none!important;
  }
}

/* ===== V20 — confirmation popup after lead form submit ===== */
.success-modal-v20{
  position:fixed;
  inset:0;
  z-index:320;
  display:none;
  align-items:center;
  justify-content:center;
  padding:24px;
  opacity:0;
  transition:opacity .38s ease;
}
.success-modal-v20.open{display:flex}
.success-modal-v20.visible{opacity:1}
.success-modal-v20.closing{opacity:0}
.success-backdrop-v20{
  position:absolute;
  inset:0;
  background:rgba(4,11,16,.42);
  backdrop-filter:blur(3px);
}
.success-card-v20{
  position:relative;
  z-index:1;
  width:min(430px,calc(100vw - 40px));
  padding:28px 30px 24px;
  border:1px solid rgba(216,179,80,.5);
  border-radius:20px;
  background:#fff;
  color:#071017;
  text-align:center;
  box-shadow:0 28px 80px rgba(0,0,0,.28);
  transform:translateY(10px) scale(.97);
  opacity:0;
  transition:transform .38s cubic-bezier(.22,.8,.25,1),opacity .32s ease;
  overflow:hidden;
}
.success-modal-v20.visible .success-card-v20{
  transform:translateY(0) scale(1);
  opacity:1;
}
.success-modal-v20.closing .success-card-v20{
  transform:translateY(6px) scale(.985);
  opacity:0;
}
.success-icon-v20{
  width:48px;
  height:48px;
  margin:0 auto 13px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#eaf6ef;
  color:#1d7b4d;
  border:1px solid #cce9d8;
  font-size:24px;
  font-weight:900;
  line-height:1;
}
.success-label-v20{
  display:block;
  margin-bottom:7px;
  color:#9a761b;
  font-size:9px;
  font-weight:900;
  letter-spacing:.16em;
}
.success-card-v20 h3{
  margin:0;
  font-family:Georgia,"Times New Roman",serif;
  font-size:30px;
  line-height:1.05;
  letter-spacing:-.03em;
}
.success-card-v20 p{
  margin:10px auto 0;
  max-width:340px;
  color:#5f6970;
  font-size:13px;
  line-height:1.55;
}
.success-progress-v20{
  height:3px;
  margin:20px -30px -24px;
  background:#f0ece3;
  overflow:hidden;
}
.success-progress-v20 span{
  display:block;
  width:100%;
  height:100%;
  background:linear-gradient(90deg,#e7b42b,#c99a20);
  transform-origin:left center;
}
.success-modal-v20.visible .success-progress-v20 span{
  animation:inbestSuccessCountdown 3.4s linear forwards;
}
@keyframes inbestSuccessCountdown{
  from{transform:scaleX(1)}
  to{transform:scaleX(0)}
}
@media(max-width:720px){
  .success-card-v20{padding:25px 22px 22px;border-radius:18px}
  .success-card-v20 h3{font-size:27px}
  .success-card-v20 p{font-size:12px}
  .success-progress-v20{margin:18px -22px -22px}
}


/* Security v2: hidden anti-bot field without inline styles (CSP compatible). */
.website-hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important;pointer-events:none!important}

/* InBest Google Ads consent banner v1 - 2026-09-12 */
.consent-banner-v1{position:fixed;left:20px;right:20px;bottom:20px;z-index:2200;max-width:1120px;margin:0 auto;background:#071017;color:#fff;border:1px solid rgba(200,165,92,.55);border-radius:18px;box-shadow:0 18px 50px rgba(0,0,0,.28)}
.consent-banner-v1[hidden]{display:none!important}
.consent-banner-inner-v1{display:flex;align-items:center;gap:28px;padding:22px 24px}
.consent-copy-v1{flex:1;min-width:0}
.consent-kicker-v1{display:block;margin-bottom:5px;color:#d7b86c;font-size:11px;font-weight:800;letter-spacing:.14em}
.consent-copy-v1 strong{display:block;font-size:18px;line-height:1.25}
.consent-copy-v1 p{margin:7px 0 0;color:rgba(255,255,255,.78);font-size:14px;line-height:1.55}
.consent-copy-v1 a{color:#e6c777;text-decoration:underline;text-underline-offset:2px}
.consent-actions-v1{display:flex;gap:10px;flex:0 0 auto}
.consent-button-v1{min-height:44px;padding:0 20px;border-radius:999px;font:inherit;font-weight:800;cursor:pointer}
.consent-reject-v1{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.38)}
.consent-accept-v1{background:#d7b86c;color:#071017;border:1px solid #d7b86c}
.consent-button-v1:focus-visible,.footer-privacy-button-v1:focus-visible{outline:3px solid #fff;outline-offset:3px}
.footer-privacy-button-v1{appearance:none;border:0;background:none;padding:0;color:inherit;font:inherit;text-decoration:underline;text-underline-offset:2px;cursor:pointer}
@media(max-width:760px){.consent-banner-v1{left:10px;right:10px;bottom:82px;border-radius:14px}.consent-banner-inner-v1{display:block;padding:18px}.consent-copy-v1 strong{font-size:17px}.consent-actions-v1{margin-top:16px;display:grid;grid-template-columns:1fr 1fr}.consent-button-v1{width:100%;padding:0 12px}}